Harnessing the Fintech Revolution
Artificial intelligence, smartphones, and a wide range of new digital technologies could make banking and financial services significantly more efficient and accessible. But not all disruptive innovations are positive, and policymakers must figure out how to regulate them in a way that serves the common good.
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BASEL – Innovation drives progress by disrupting the status quo and forcing established players to raise their game. But innovation can also be destructive if it is not managed properly, and financial innovation (fintech) is no exception.