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The Value of Measuring Financial Inclusion

Most financial policy decisions are based on observed regularities in data, which makes the World Bank’s Global Findex database a goldmine for analysis. Beyond supporting evidence-based policymaking, the report also spurs healthy competition among countries in areas that ultimately improve citizens’ wellbeing.

NEW YORK – In modern economics, the interaction between supply and demand with regard to goods and services is well understood, thanks to the pioneering work of the late Kenneth Arrow and Gérard Debreu. But the links between the domain of goods and services and that of money and finance are so mathematically complex that, despite repeated attempts, our understanding of them remains rudimentary. As a result, most policy decisions in the domain of money and finance are based on observed regularities in the data.

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